Funding
Small Firm Funding Guide
Loans, invoice finance, and bank lines for UK owners.
UK FINANCE
Finance Built On Grit
Get clear help with cash flow, business funding, loans, mortgages, debt, tax, and long-term plans for homes and small firms across the UK.
FROM THE JOURNAL
Featured Stories
Loans, invoice finance, and bank lines for UK owners.
Cash flow
Cash Flow Under Stress
Home finance
Mortgage Checks For Buyers
01Step one
1. Debt Restructure Paths
See where refinance, extension, or a payment plan may fit.
02Step two
2. Retirement Income Review
Check pensions, drawdown, and tax before you move.
03Step three
3. Insurance Health Check
Spot gaps in cover for staff, stock, homes, and loans.
New read
Debt Reset Plan
New read
UK rates
Mortgage Notes
UK rates
TOPICS
What We Cover
Practical notes on bills, buffers, and payment timing for SMEs.
GUIDE
Cash Flow
Practical notes on bills, buffers, and payment timing for SMEs.
TRENDS
Business Funding
Bank loans, asset finance, invoice finance, and what lenders want.
TIPS
Debt Fixes
Ways to sort high-cost debt, missed payments, and tight margins.
GUIDE
Mortgages
Buy, remortgage, or borrow with a clear view of rates and fees.
UK finance advice
12+ years
UK finance advice
Reviewed for firms
250+ plans
Reviewed for firms
Average client rating
4.8/5
Average client rating
Community
Customer notes
Verified
“We got a clear cash plan and saved hours each week on checks and chase-ups.”
N
Nina Patel
Owner, Green Oak Print
Verified
“Plain words and a calm plan cut the stress from our debt review.”
J
James Mercer
Director, Mercer Joinery
Verified
“My pension and tax plan now match the life I want in five years.”
H
Helen Brooke
Consultant, Brooke Studio
SPOTLIGHT
More Ways To Plan
A short checklist for owners and landlords before tax year end.
Spotlight
Tax-Smart Year-End Plan
A short checklist for owners and landlords before tax year end.
02Planning
04. Retirement Gap Check
See where income may fall short before you stop work.
03Risk
05. Insurance Review
Check cover for health, key staff, stock, and debt.
Regional
London SME Funding
Local support for firms that need cash for stock, staff, or growth.
05City guide
Manchester Cash Flow
Practical notes for firms facing late invoices.
06City guide
Birmingham Debt Plan
Steps to sort loan costs and missed payments.
07Region
South East Mortgage Notes
Rates, fees, and timing for buyers and movers.
08Planning
Retirement Review
A quick look at pensions, drawdown, and tax.
Journal
Read the Journal
Computers Electronics and TechnologyAug 22, 2026
Childcare robots need rules before wider use
Questions
Common Questions
Quick answers before visitors choose a product, service, or next step.
01What finance help does Sisu Finance offer?+
We help with funding, cash flow, debt, mortgages, loans, insurance checks, tax planning, and retirement plans.
02Do you work with small businesses?+
Yes. We help sole traders and small firms with cash flow, lending, debt, and tax planning across the UK.
03Can you review my mortgage or loan?+
Yes. We can review rates, terms, fees, and timing so you know what fits your budget and plans before you apply or remortgage.
04Do you offer retirement planning?+
Yes. We review pensions, drawdown, tax, and income gaps so you can plan ahead with clear numbers for later life.
05How fast can I speak to someone?+
Most first replies land within one working day, and urgent cash flow cases can be handled sooner when needed.
06Are you UK-based?+
Yes. We are based in London and work with clients across England, Scotland, and Wales by phone and online.
Money Notes In Your Inbox
Get short notes on cash flow, funding, mortgages, tax, debt, and retirement, written for UK homes and small firms.